LIANG Commercial Real Estate

#1 Commercial Team - Century 21 Canada - SINCE 2014

Calgary Edmonton

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Buyer/Tenant

Inquiry a listing on our website, please email agents directly from listings. To purchase a business or property, or lease a commercial space, please submit Buyer/Tenant form, we will find a right commercial expert to assist your purchase. You may visit "Our People" to find a commercial expert who specializes in the type of business or property you are looking for.

Commercial Mortgages

: on 15 July 2020

There are three types of commercial mortgages:

Owner-user type mortgage: buyer is the user for the commercial property, banks can finance with a down payment as low as 15% to 25%. Buyers need to provide three years business financials for bank to qualify.
Investment property mortgage: retail mall, multi-family apartment, and commercial rental properties, banks require 25% down payment, and the rental income shall be able to support the mortgage and all expenses.
Business with Property mortgage: gas station, motel & hotel, grocery store with property, restaurant with property, banks require 35% to 45% down payment, and three year financials to qualify.